SPEEDING, recklessness and driving under the influence. Most people know the reasons why points are put on driving licences, but do you know the consequences?
Here’s an outline of how long they’ll stay on record, how much they’ll increase your insurance by and what happens if you try to pass them off to another motorist.
How many points do I get for each offence?
Speeding lands you three to six points depending on the amount you’re over the limit.
More stringent regulations were launched in April this year, and stated that up to 10mph over for a 30mph limit will result in three points.
Eleven to 20mph over will mean four to six points, and driving over 50mph in a 30mph zone will carry a minimum of six points.
Using a mobile device will result in a straight six points, while driving under the influence of alcohol or drugs carries three to 11 points at the most for causing death.
A full list of offences and the points they carry can be found here.
You will be disqualified from driving if you incur 12 points or more in a three-year period.
How long will the points stay on my driving licence?
Points will remain on your licence for either four or 11 years depending on the offence.
This means your insurance is likely to increase during this time.
Car cover broker comparethemarket.com found in a study released earlier this year that premiums can cost up to 76 per cent more with six points.
The start date is either from the day of conviction – if you’re punished for dangerous driving or if you’ve been disqualified – and in all other circumstances, from the day of offence.
The 11-year so-called ‘endorsement’ is usually reserved for causing death by careless driving.
What if I’m a new driver or only have a provisional licence?
If you only passed your test two years ago or sooner, your licence will be revoked if you land six points or more.
The points from your provisional licence will also be carried over to your full one.
What happens if I’m caught passing on my points to someone else?
Labour MP Fiona Onasanya is to stand trial after being accused of perverting the course of justice for allegedly lying about speeding points.
The former solicitor and party whip has not been convicted and is due in court on August 13.
One in five drivers admit to taking points from other people, which comes with a risk of jail time, according to a recent survey by Co-op Insurance.
Half of those who accept points for someone else, do so for their partner or significant other.
Neil Greig, IAM RoadSmart director of policy and research, said: “You would be charged with perverting the course of justice if you get taken to court – more commonly ‘failure to give information as to identity of driver’ could be applied to your licence if you don’t tell them who was driving – that’s a fine plus six points on your licence.
“It would take the involvement of a very dedicated policeman or speed camera employee to get caught as most speeding tickets are issued virtually automatically – but a human review of the picture is normally done before the paperwork is posted off.
“Therefore if a man is clearly seen at the wheel and a woman’s name is supplied they may recheck.
“In short, being accused of perverting the course of justice is not something anyone wants connected to them – especially for the sake of points on your licence.”