WITH just one month left of this decade, many of us will make resolutions . . . to put more money aside.
With a few easy tweaks and tricks, you can start saving NOW, even with Christmas on the horizon. Plus, that will make January seem that little bit more bearable . . .
Make it automatic: Consider setting up an automatic transfer to a savings account, starting from your next payday — you need to start somewhere and every little counts.
Plus, as months go by, the money will go out of your current account before you’re even aware it was there.
Penny wise: I love the Monzo card, and app. When you spend money, Monzo rounds up the price to the next pound and puts the remainder into a savings account.
For example, if I bought something for £1.70, it would make the spend £2 and put 30p in my rainy-day fund. It’s great as a boost to savings without having to think about it.
Don’t want to use Monzo? Many banks, such as Lloyds and Halifax, offer a similar save-the-change option on current accounts.
Keep the receipt: You can also save pounds on your shopping if you keep the receipts.
Schemes such as Huyu allow you to upload receipts from supermarkets or take short surveys to earn stars, and when you reach 500 you’ll get £5.
Snapping a pic of your receipt only takes seconds via that app, making it super-easy to save extra dosh.
Enter your Sun Savers codes: Members should keep banking theirs but, if you’re not yet a Sun Saver, head to sunsavers.co.uk or download the free app.
You can start saving by entering the code from the bottom of today’s page. Once you’ve entered 28 codes — they don’t have to be consecutive days — you’ll get a free fiver, to spend however you want.
If you scan 28 codes every month you can save yourself an extra £60 per year. Easy.
Win Christmas with Sky VIP
GET ready for Christmas with Sun Savers and Sky VIP.
TEN lucky Sun Savers members will share more than £20,000 in Sky VIP goodies to get you ready for the festive season.
Each winner gets a year’s subscription to Sky Q including Sky Cinema and Sky Sports, a 49in TV, a Sky Q minibox, a kids’ smart watch and £200.
It means you can enjoy all the TV you love, all in one place. You can watch, pause, rewind or restart live TV.
Plus, watch all of your favourite shows on catch-up, YouTube and Netflix.
You will also get your hands on a new kids’ smartwatch with a year’s free 1GB data plan on Sky Mobile.
Plus, you will bag £200 to help cover your Christmas essentials.
Sky VIP is Sky’s free loyalty programme open to all their customers.
It gives exclusive access to the best Sky tech, plus the chance to enjoy amazing experiences such as sparring with boxing champ Anthony Joshua.
Sky customers can join through the My Sky App, which already has lots of rewards waiting.
To be in with a chance to win our fantastic prize package, download the Sun Savers app or go to sunsavers.co.uk then click “Start Collecting” on the “Win Christmas with Sky VIP” page in the “Offers” section.
Collect TEN Sun Savers codes from those printed daily in The Sun and The Sun on Sunday until December 10.
Then enter or scan your ten codes on the website or app before midnight on December 16 when the competition closes.
- Terms and conditions: Multiple code collect Nov 23-Dec 10, 2019. Entry closes 23:59pm Dec 16, 2019. 18+ UK residents only – new and existing Sky customers. Netflix account not included. Online access required. For full T&Cs, see sunsavers.co.uk.
Deal of the day
GET up to 50 per cent off batteries at Wilko, like this pack of ten Energizer MaxPlus AA batteries – they are £4.50, down from £8.50.
IT’S not Christmas without Jacob’s Twiglets. Get a tub at Sainsbury’s for £1.50, down from £2. Now that’s a real treat.
My Sun Savers fiver
CHRISTOPHER Burgess, from Chelmsford, Essex, says: “I’ll use my Sun Savers fivers for treats when my grandchildren visit from Australia.”
- Share your Savers fiver stories at sunsavers.co.uk/fivers and get 28 codes, worth £5, if we print yours here. Please include your name and town.
ALL your guests are going to need somewhere to sleep this Christmas. Instead of paying £24.95 for a double airbed at Argos, visit blacks.co.uk where a similar version costs £10.
Shop and save
RELAX before the festive madness with two for £4 on selected Radox oils at Superdrug. Usually they’re £3.99 a bottle.
Reader’s saving tip
GARY Le Grice, from Tranent, East Lothian, says: “Vacuum up two tablespoons of cinnamon before hoovering and it will create a nice scent as you move around the room. It also saves on expensive room deodorisers.”
- Share tips at sunsavers.co.uk/tips and you will get 28 codes worth £5 if yours is used. Please include your name and town.
Hot right now
GET three for two on Christmas gift sets at Asda.
Your paper could be worth £50,000
EVERY CODE YOU ENTER IS A TICKET: ONE lucky reader is in line for a bumper early Christmas present – thanks to our £50,000 Sun Raffle.
Every month YOU could win the super cash giveaway in our Sun Raffle just for reading this paper.
Entering could not be easier – simply download the Sun Savers app or sign up at sunsavers.co.uk.
Then, opt in to each month’s Sun Raffle by clicking “Yes!” when prompted and start collecting the codes printed daily inside the paper – scanning in the app or entering online.
Saturday November 9’s code is on Page 20.
The next big giveaway is on Saturday, November 30 – perfect for making it a Christmas to remember.
With every code you enter you will earn a Raffle ticket into that month’s £50,000 Raffle.
There is no limit to how many tickets you can collect per month, so make sure to enter as many codes as you can to give yourself the best chance of winning. Remember, you have got to be in it to win it.
Not already a Sun Savers member? Join Sun Savers today.
It only takes a minute to sign up – just search “Sun Savers” in the app store and then download the app, or head to sunsavers.co.uk. To get started, all you need to do is enter a few details.
– T&Cs apply. For full T&Cs see sunsavers.co.uk.
Fancy a free fiver?
YOU can get FREE cash with super Sun Savers just for buying your favourite paper.
Our brilliant new rewards club will pay back our most loyal readers.
Just pick up the paper each day to collect your Sun Savers codes and we will GIVE YOU £5 when you have collected 28.
This isn’t a one-off and there is no limit to how much cash you can save.
For every 28 codes you enter, we will give you a fiver. So over the course of a year, that could add up to £65.
We are keeping it super-simple. You don’t have to enter codes from consecutive days, so don’t worry if you forget a day or two.
Download our easy Sun Savers app and quickly scan your code using your smartphone. Or go online and enter your code at sunsavers.co.uk.
To get you on your way, join today and we will put a bonus £1 in your Sun Savers wallet tomorrow. And the good news doesn’t stop with free cash.
With Sun Savers, we give you the best hacks, deals and tips to save money every single day.
TO JOIN: Don’t worry, folks — joining takes just 30 seconds, in three steps.
- PRICES correct at time of going to press. Deals/offers subject to availability.